Helping with Insurance Claims

Whether you experienced a full-blown house fire or a broken water line, we show you everything you need to know about making a claim. At DRJ Claims in Thousand Oaks, California, we are dedicated to providing you with up-to-date, accurate, insurance policy help. From keeping precise records to drafting replacement cost estimates, we are here for you every step of the way.

Keeping Proper Records

Make sure you receive estimates that are a true representation of your loss. The first thing people need to know is that the estimates provided by the construction company for work and repair are never enough. Even though they are supposed to, insurance companies do not prepare replacement cost estimates. As a property owner, you need to be the one to keep track of the value of your home and belongings.

The best way to ensure you get back the correct amount is to keep an accurate inventory of your home: this is known as a take-off. You need to keep receipts and detailed information about everything you install in your home, such as sinks, faucets, appliances. This information should be saved in a place that won't be damaged, and should include:

Brand | Size | Shape | Color | Photos | Serial Numbers | Model Names | Model Numbers

Claim Settlement Services

We provide estimate services for property owners who have suffered a loss. Our estimates are based on the damage that is done, and includes anything that the insurance company should pay for.